Independent Financial & Risk Consultancy | Insurance Consultancy

insurance consultancy

business insurance

financial advisor

risk & financial consultancy

Insurance services

financial management
financial planning


A contract in which an insurance company compensate an insured.

Independent Financial & Risk Consultancy

We are a group comprised of Financial Advisors whose aim is to provide the best financial advice and sound decisions


Savings & Retirement

Establishing a regular habit of setting aside funds at an interval for specific purpose or goals. Mostly used for education, retirement and pension plans.

Medical Insurance

Insurance against the risk of incurring medical expenses among individuals.

Health and Maintenance Organization (HMO)

Health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from hospitals.

Non-Life Insurance

A policy that provides compensation for losses incurred from a specific financial episode.

Travel Insurance

One of the most important things to purchase for your trip overseas or domestic — no matter how long you are going away for it is a must have.

About IFRC

IFRC Incorporated, is a consulting firm, whose sole purpose and advocacy is to provide the needs of every individual, family, groups, institutions or corporate entities under a blanket of insurances; under Life, Medical and Non-Life. We accommodate a number of product providers to have a wide variety of choices for our clients.


"Pacific Cross travel insurance made my mind at ease. No worries and no stress! Pacific Cross makes travelling a problem free, may it be local or overseas. And IFRC does it in minutes and professionally. It's no hassle mode when you transact it through IFRC."

Carlos A. Abella (Sales Manager - OFW)

"I am happy with how IFRC gave me assistance when my windshield broke twice. I appreciate that I am talking to people who want my claims to push through, than looking for a technicality to deny it. This feels reassuring."

Norton C. Cheng (Subway Franchisee)

"We decided to get medical insurance because of my best friend Leila, who had a very positive experience with Pacific Cross. It's now our 5th year and I was able to use it myself when I got rushed into the ER recently when I was suspected of having pneumonia, it went without a glitch, easy, flawless and no hassles. We just gave my Pacific Cross card and I was well taken cared of! I am a happy user and a true believer!!"

Shirley Yap - Bitong (Housewife)

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The acquisition will further enhance Paramount’s footprint and position in general insurance in the Philippines and is in line with its strategic priority to accelerate growth.

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HMO program for senior citizens

The Maxicare PRIMA Gold health card offers high-quality, reliable health care coverage for individuals 60 years old and above.

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AKG has awarded RL360 the highest possible rating for service in its latest report.

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  • (632) 633-5681 / 633-5671 / 638-6311

  • Independent Financial & Risk Consultancy, Inc.
  • 6/F Padilla Bldg. F. Ortigas Jr. Road, Ortigas Center,
  • Pasig City 1605, Philippines
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