Independent Financial & Risk Consultancy | Insurance Consultancy

insurance consultancy

business insurance

financial advisor

risk & financial consultancy

Insurance services

financial management
financial planning

Savings & Retirement

Establishing a regular habit of setting aside funds at an interval for specific purpose or goals. Mostly used for education, retirement and pension plans.


Medical Insurance

Insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, an insurer can develop a routine finance structure, such as an annual, semi annual or quarterly mode, to ensure that financial assistance is available to pay for the health care benefits specified in the insurance agreement. International and Local products are available depending on the client’s needs and requirement.


Health and Maintenance Organization (HMO)

Health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from hospitals (thru Inpatient, Outpatient & Emergency care), medical physicians and dental workers registered within the organization. Health insurance is often included in employer benefit packages as means of enticing quality employees.


Non-Life Insurance

A policy that provides compensation for losses incurred from a specific financial episode. This type of policy is also known as general insurance, or property and casualty insurance. Examples of non-life insurance policies include automobile policies (CTPL) and homeowners policies (F/L).


Travel Insurance

Travel insurance is one of the most important things to purchase for your trip overseas or domestic — no matter how long you are going away for it is a must have. By taking out travel insurance, you are essentially covering yourself against travel risks such as lost or stolen luggage, cancellation cover and most importantly, unexpected medical costs abroad.


  • (632) 633-5681 / 633-5671 / 638-6311

  • Independent Financial & Risk Consultancy, Inc.
  • 6/F Padilla Bldg. F. Ortigas Jr. Road, Ortigas Center,
  • Pasig City 1605, Philippines
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